Asset & Equipment Finance
Invest in the Assets That Move Your Business Forward
Asset & Equipment Finance
Invest in the Assets That Move Your Business Forward
Finance designed for productive machinery, equipment, technology and business infrastructure.
The right business asset can improve:
- Production capacity
- Product quality
- Operational speed
- Cost efficiency
- Safety
- Automation
- Customer service
- Market competitiveness
However, purchasing a major asset entirely through internal cash may reduce the liquidity available for everyday business operations. Asset or equipment finance can potentially spread the cost over a period aligned more closely with the asset’s productive use.
Assets We May Consider
Subject to company policy:
- Manufacturing machinery
- Processing equipment
- Packaging machinery
- Printing equipment
- Material-handling systems
- Industrial automation
- Medical or laboratory equipment
- Technology infrastructure
- Commercial equipment
- Energy-efficiency systems
- Logistics equipment
- Specialised productive assets
Why Businesses Invest in Assets
New Asset Purchase
Acquire equipment required for capacity, quality or operational development.
Replacement
Replace ageing, inefficient or unreliable machinery.
Modernisation
Upgrade technology, controls, automation or production systems.
Capacity Addition
Install additional machinery to meet increasing demand.
Productivity Improvement
Invest in assets that reduce waste, labour dependency or processing time.
Compliance and Safety
Acquire equipment required to improve safety, quality or regulatory compliance.
A Closer Look at the Asset
- Asset type
- Supplier
- Purchase price
- Productive life
- Installation requirements
- Expected utilisation
- Contribution to revenue or savings
- Technology risk
- Resale or residual value
- Business financial profile
- Promoter contribution
- Repayment capacity
- Security structure
What to Prepare
- Asset quotation
- Supplier details
- Technical specifications
- Installation proposal
- Business financial statements
- Bank statements
- Existing loan schedule
- Expected asset utilisation
- Projected financial benefit
- Promoter contribution details
- Security documents
- Insurance information
Frequently Asked Questions
Can used equipment be financed?
This depends on the company’s policy, age and condition of the asset, valuation and transaction risk.
Is equipment itself considered security?
The security structure depends on the product, legal documentation and internal approval.
Can installation expenses be included?
Certain project-related costs may be evaluated where the product permits.
Can finance be used to replace an existing machine?
Yes, subject to the proposed product and assessment.
Start a Conversation
Planning a Machinery or Equipment Purchase?
Share the quotation, supplier information and expected business benefit.
Submission of an enquiry does not constitute an approval, commitment or offer of finance.
