Growth and Expansion Finance
For capacity additions, new locations, technology upgrades, business modernisation and market expansion.
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Financing Solutions
Capital Structured Around the Requirement
Introduction
Every Requirement Deserves the Right Approach
Different businesses have different operating cycles, growth timelines, risk profiles and financial needs. The financing structure should reflect those realities.
A business may need capital for several reasons, but every requirement should not be approached in the same way.
- Funding for machinery should consider the productive life of the asset.
- Working capital should reflect the time between procurement, production, sale and collection.
- Expansion finance should account for implementation time and the period required for the investment to begin generating cash flow.
- Structured finance may require a more customised repayment, security or milestone-based arrangement.
Garima Venture Finance Ltd. aims to understand these distinctions before considering a financial solution.
Five solution areasOne need-based approach
Solution Categories
Our Financing Solution Categories
Working Capital Solutions
For inventory, supplier payments, receivables, order execution, seasonal demand and operational requirements.
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Asset and Equipment Finance
For machinery, equipment, technology and other productive business assets.
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Structured Finance
For complex or transaction-specific capital requirements requiring a customised approach.
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05 · Strategic Capital
Strategic Capital for Long-Term Enterprise Value
For eligible companies seeking capital aligned with longer-term growth, acquisition, transformation or enterprise-value requirements, subject to legal and regulatory eligibility.
- Longer-term expansion and transformation programmes
- Acquisition-related or strategic initiatives
- Capital aligned with enterprise-value creation
- Evaluated case by case against the company’s legal and regulatory mandate
How Solutions Are Evaluated
Seven Questions Behind Every Structure
01
Purpose
Why is the finance required?
02
Commercial Benefit
How is the capital expected to strengthen the business?
03
Timing
When will the funds be required and when could the investment generate results?
04
Cash Flow
What identifiable cash flow may support repayment?
05
Structure
What amount, tenure, repayment pattern and security may be appropriate?
06
Risk
What factors could affect the proposed commercial outcome?
07
Responsibility
Can the business service the obligation without creating disproportionate financial pressure?
What Applicants Should Expect
From First Conversation to Completion
- 01Preliminary discussion
- 02Requirement assessment
- 03Document request
- 04Commercial and financial review
- 05Credit or investment evaluation
- 06Proposed structure discussion
- 07Internal approval
- 08Legal and documentation process
- 09Fulfilment of conditions
- 10Transaction completion
Documents Commonly Required
Prepare Your Documentation
Requirements vary by transaction but may include:
- Company profile
- Promoter and management details
- Incorporation documents
- KYC documents
- GST registration
- Financial statements
- Income-tax returns
- Bank statements
- Existing borrowing details
- Cash-flow information
- Project report
- Equipment quotation
- Customer or order information
- Security details
- Proposed use-of-funds statement
Start a Conversation
Tell Us What Your Business Needs Capital For
Share the purpose, preferred amount, timeline and expected commercial benefit.
Submission of an enquiry does not constitute an approval, commitment or offer of finance.
